From Figure 1, 51.6% responded in Africa that coronavirus affect their job search and while 45.2% said it does not affect their job search and only small margin of 3.2% said maybe it affects or not. A continued lockdown not only causes risks to regaining jobs, but it also causes jobs seeking or finding extreme difficult. In African, contrast to others developed countries, there is lack of knowledge and tools to operate and use adequately information communication technology (ICT) and research and development (R&D) to communicate and use it as a tools to work from homes. In additional, most companies cannot lack knowledge in ICT. So, the lower output makes most of the companies to reduce workers. Even Africa’s companies can do work from homes, the fluctuations of electricity in most of the countries in Africa will not allow to have continue works online and in that cases this will discourages most of the companies not to hire more workers due to ineffectiveness and inefficiencies and lack of productivity they will brings to the companies. In the part, jobs seekers will have no alternative sources of income, so food insecurity will be high and this will eventually increases the level of unemployment rates in Africa and the decline in overall economic output.

From Figure 2, 59 out of 105 respondent i.e. 56.2 percent of the respondent said they live with children that are below the age of 18 years and 21.9 percent said they do not do the following; live alone, live with children under 18, live with people in a COVID-19 risk group (people over 65 years and/or with chronic disease).In Africa, if most live with covi19 risk peoples, it will causes huge lost to the entire population, the study noted due to lack of proper health care facilities, lack of adequate human capital formation and high level of poverty and debt. In Africa, even the climate change can causes the virus to easily spread due to lack of good environmental places, lack of good drinking water and lack of good cleaning of the surrounding, poor energy supply for the population etc. The virus spread differently like through toughing noise, mouth, faces, hand. As most African countries have poor environment and dirty surrounding, the virus will easily spread as well. Note that this does not mean that the virus cannot spread through other means such as gathering together without observing social distancing principle. Another important prediction maybe in the long run this coronavirus will hurt Africa more because lack of proper health facilities and lack of human capital and high debt to GDP ratios and this will hurt the economic growth for a longer period of time.

From Figure 3, Over the past three months, 47.1 percent of the respondents in Africa said their private financial situation remain unchanged/remains the same. This is due to the fact that most of those peoples’ is either privately working for themselves or working for governments or private sectors that do not reduces their workers incomes. This we mean that they have job security. So financially, there income remains the same whatever the circumstances or situation they find themselves excluding conflicts, displacement, climate change effects such as drought, flooding, sea-level rises, salt water intrusion, bushfire, salinization, pollution, erratic rainfall, high temperature etc and wars. This variables will change their incomes and will make to them to migrates elsewhere either temporary or permanent, in-migration or out-migration and obviously there private financially situation will be worsen during the covid-19 pandemic. 38.5 percent of the respondent said, there private financial situation became worse during the last three months of covid-19. This of course associated with lockdown negative impact on jobs, petty businesses or informal sector businesses, community fishing businesses, farming either livestock or crop production, hunting etc. Most of the peoples that are doing the above business(es) due to closure of markets and lockdown of most of places and even lack of access to street all of them causes lack of finance and that will have negative impacts of their financial situation.

From Figure 4, According to the survey, 35.2 percent said they know people in their social environment who are infected with this pandemic disease and the large respondent of 64.8 percent said they did not know people in their immediate social surrounded who are or have been infected with COVID-19. This large gaps maybe due to the fact that peoples did not believe entirely that coronavirus exist especially in Africa in which most of the peoples believe in traditional medicine than modern medicine. Most of peoples said in Africa that coronavirus is in Europe and not in Africa, Most locals peoples that are interviewed by media said they have not seen anyone who can show you coronavirus is real. Some said it is just that our government is lying to us. Some even said up to a point that, they are using it to defraud the masses, who are already suffering from other health issues, food insecurity, hunger, malnutrition, poverty and etc. In Africa, trust between peoples and government are the mainly causes of not believing the existing of covid-19.This is confirmed in this survey study that is done using Google form.

From Figure 5, Most of the peoples in Africa did not trust the true existing of the Covid-19, ninety-eight peoples that responded to this part of the survey, approximately 61 percent said they did not know anyone who die from covid-19, while closely estimate of 32 percent said they known someone who died from covid-19 and 7.1 percent did not actually believe that covid-19 killed someone they known. This is attributed to that peoples in most part of Africa are not well inform, did not trust the information about covid-19 or did not trust their government and health sectors.

From Figure 6, In Africa according to this online survey administered using Google form 93.2 percent know how to protect themselves from covid-19. This mean that most of peoples that respondents to this survey knows the prevention mechanism of covid-19 such as; Clean your hands often by Using soap and water, or an alcohol-based hand rub, Maintain a social distance from anyone who is coughing or sneezing, Wear a mask when physical distancing is not possible, Don’t touch your eyes, nose or mouth, Cover your nose and mouth with your bent elbow or a tissue when you cough or sneeze, Stay home if you feel unwell., and If you have a fever, cough and difficulty breathing, then seek medical attention. According to this online survey only 3.9 percent said they did not know at all how to protect themselves from covid-19 pandemic, while only 1 percent said they are being optimistic about the information at hand that they know how to protect themselves from coronavirus.

From Figure 7, Most of the peoples in Africa said it is extremely difficult to avoid an infection with covid-19 pandemic at current situation 61.6 percent. In fact extremely difficult to avoid an infection of covid-19 in Africa is due to; almost all types of transportation in Africa are overcrowded-the close proximity of passengers and frequently handing of money makes coronavirus to spread, Peoples still goes to different gathering such as ceremonies, mosques, churches etc, Continue visiting market and lack of continue hand washing, increases in physical contact, lack of trust most have in Africa about covid-19, also have serious consequence in Africa.

From Figure 8, In Africa, 51.8 percent of the respondents said services sectors are most impacted sector during covid-19 pandemic. This is due to the fact most of the sectors that belong to this sectors such as IT sectors, tourism sectors, health sectors, and educational sectors . They are all affected because of barrier to travels making tourism contribution to tax revenue reduces drastically and in most of the countries in Africa tourism is one of the main contributor to their economic, if it reduces, it contribution to revenue and economic and even the contribution to societies also reduces especially transportation services for them as well. As restriction make transportation from place to place difficult and that also affect the services sector contribution to GDP and for the IT sectors as one of the service sectors and most important sectors in Africa is impacted during pandemic because most of the jobs should be operate from homes as do the western countries but in Africa most of the workers lack knowledge and skills to operate work from home due to lack of electricity both renewable energy and non-renewable energy and they impact negatively to economic growth due low investment and high consumption those sectors as well.31.3 percent respondents said industria sectors are the most impacted sector during pandemic. This is attributed to the fact industrial sectors during this pandemic especially airline industries, clothing induestries, automobile induestries, vehicle industries, retail industries, manufacturing industries are all affected one way or the others either production, distribution and final to reach at the customers due to travel ban. If industries is not working well, that will make that industries to reduces it worker to have capture with the capita to be able to pay the remaining workers. In china for example in which most of the African mobile or other clothing are made and as they are affected, the export reduces their economic by net export and import in Africa continue to reduces their economy both before pandemic and during pandemic. In Africa, according to the respondents agriculture is least sector affected during pandemic at 8.4 percent. Service sector affect through worker productivity, employment, revenue, education closure, fragile health facilities in Africa, lockdown customers reduces deposit in the banks too and lockdown while industrial sector affected through processing, employment, distribution, supply chain, revenue/output and level of raw material also reduces and finally agricultural sectors divided into fishing, crop production, livestock production, horticulture, hunting, forestry are all affected through lack of laborers, transportation and marketing to reach at the final customers decline, food prices reduces, distribution and production halt down, households that depend on fishing, livestock and crop production have negative effect on them because of lockdown. Quality of education SDGs number 4, Poverty SDGs number 1 and Hunger SDGs number 2 all will be affected negatively during lockdown because most of the schools in Africa cannot do proper online classes and hence they lack necessary tools to interact and solve certain complex problem such as quantitative issues and courses that needs practical training and that affect the performances of student and overall quality of education reduces. Tourism is affected through border closure and travel bans and that affects both countries of origin and countries of destination and affects overall migration and remittance especially in Africa, where majority of youth are migrated to western countries.

For instance, 910 indication that COVID-19 has pretentious day-to-day life and is decelerating down the worldwide economy. The weakness of the study is that there is no really data or forecasting techniques that indicated that the worldwide economic will be down. In our study differ from them is that as they are talking about the worldwide economy, we are dealing with African s economy and also our results stated that services sector is predominantly affected compared to other sectors that composed the economy of Africa and world at large.

It maybe that the country s that do precaution measures, will have the reserve to boost their economy after covid-19. They argue that the economic effects of coronavirus such as the slowing of the manufacturing of essential goods, disruption of the supply chain of products, losses in national and international business, poor cash flow in the market, significant slowing down in the revenue growth while the social consequences include the cancellation or postponement of large-scale sports and tournaments, disturbance of celebration of cultural events, religious and festive events, social distancing, closure of hotels, bars and restaurants and religious places, closure of places for entertainment.

If migration increases by 0%, economic growth in the Gambia will reduces by 1.8 1. Covid-19 disrupts migration both domestically and international due to travel bans. The net migration rate of courses will have indirect effect on economic growth through remittances, which have direct impacts on economic growth. The limitation of his finding maybe due to the fact that covid-19 migration rate fluctuated with time and the trend may be downward sloping- meaning more migration at the time of covid-19 may have negative consequences to both the destination countries and countries of origin.

78 using a simple model, show that the coronavirus trigged a negative supply shock. 11 revealed that the health predicament distorted/transformed into an economic predicament which was augmented through financial channels. This study also confirmed that, covid-19 affect the private financial situation in Africa. This may be attributed to lower investment, closure of boarders-trade barriers, and restriction and travels bans and closure of markest.